How to Get Your MLO Mortgage License in California

1. Apply for your NMLS account and ID Number

Before you take the course you need to register with HMLS, file MU4 to obtain eligibility number (NMLS ID) prior to register your exam. To find out how to apply, go to the NMLS website here.

2. Take Your NMLS 20-Hour Education

Next you would need to complete a required 20-hour SAFE pre-license exam from your state licensing agencies.

This course must be completed within 14 days upon starting the course.  The course can start any date of the week and any time. Keep in mind there are no "scheduled" activities so you can participate when it's convenient for you.

If you are unable to complete your course within the 14-day period, you may retake your course but you have start from scratch again, meaning any completed modules you have to restart.

Exam Prep.

The exam prep. online course is designed to prepare you with the knowledge to pass the NMLS test, It has about 650 questions, each practice test resemble the content breakdown and types of questions you will see on the Licensing Test. You may practice as many tests as you want. Since the questions are randomized from large pool of questions, each test will be unique.

3. Take the NMLS Mortgage License National Exam

After completing the NMLS education course, next step is to take the NMLS licensing exam.

The SAFE MLO test is now available online. For NMLS exam information, please click website here.

4. Apply for your MLO Mortgage License

After receiving a passing score on your NMLS mortgage exam, you will need to apply for your NMLS license.

You can learn more about applying through the website here 

5. Providing Access to Your Company

Your last step is to link your license to your sponsoring employer broker.

Your sponsoring employer is responsible to supervise your individual license.

Learn how to associate your NMLS account with your employer from following topic by click the website here.

6. Mortgage Loan Originator's FAQs

For a list of Frequently Asked Questions, please click website here.

20-Hour MLOC Self Study List Price: $449, Discount Coupon $30 (coupon code: 20PEdynasty30) Free California Notary package upon request. This package includes: 1. 20 hour Online SAFE National Requirement 2. Exam Prep. Self-Study Course Study and complete your course at home any time.  We will bank your credit with the NMLS once you complete the course. No hidden fees.

8-Hour MLOC CE Self Study List Price: $119, Discount Price: $99 (coupon code: 8CEdynasty20) Free California Notary package upon request. This package includes: 1. 7 hour Online SAFE National Requirement 2. 1 hour Online SAFE California State Law Self-Study Course Study and complete your course at home any time.  We will bank your credit with the NMLS once you complete the course. No hidden fees.

8-Hour MLOC LATE CE Self Study List Price: $119, Discount Price: $99 (coupon code: 8CEdynasty20) Free California Notary package upon request. This course is for those who did not renew timely. We will bank your credit with the NMLS once you complete the course. No hidden fees. This package includes: 1. Late CE 2020 and Before - 7 hour Online SAFE National Requirement 2. Late CE 2020 and Before - 1 hour Online SAFE California State Law Free California Notary package upon request.